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Sign-off checkboxes for every script, franchise, and disclosure.

Decision Gate — Compliance Approval Checklist

Prepared 2026-07-22. Every artifact below needs written sign-off (email counts) from the named approver before first use. Status values: pending / submitted / approved / conditional / rejected. Approver defaults to [READY_CCO_OR_APPROVER — named at the Day-1 meeting, decisions file A4]. Nothing marked pending/submitted ever reaches an agent, borrower, or public page. Archive every approved version (≥5 yrs) with its approval email attached.

1. Scripts (file 16) — approve each by number

Item Notes for approver Approver Date Status
Script #1 — first call to an agent IL opener (815 ILCS 413/15); v0 wording ("guideline-checked"); v1 variant approved separately pending
Script #2 — voicemail (≤20 sec) + day-10 variant pending
Script #3 — first email CAN-SPAM footer; "reply stop" interim opt-out until unsubscribe tooling exists pending
Script #4 — LinkedIn connection note No product/rate content in DMs pending
Script #5 — "not asking you to switch" opener pending
Script #6 — scenario-analysis offer v0 and v1 versions both — v1 usable only after reviewer confirmed in writing pending
Script #7 — open-house conversation (REVISED) Listing-specific one-pager REMOVED per red-team M5.1; generic own-brand one-pagers only — confirm the RESPA line as redrawn pending
Script #8 — follow-up after no response pending
Script #9 — follow-up after useful conversation pending
Script #10 — asking for a small trial pending
Script #11 — asking for feedback pending
Script #12 — asking for an introduction No quid pro quo language — RESPA pending
Script #13 — graceful opt-out close pending
Script #14 — top producer Post-08-03 condo phrasing pending
Script #15 — fellow new agent Each-buys-own-coffee rule pending
Script #16 — team leader / managing broker pending
Objection answers O1–O11 (as a set) O6 figures bracketed [CONFIRM LIVE]; O2 v0/v1 pending

2. Content franchises (file 18) — approve the franchise format + gates, then per-piece where noted

Item Notes Approver Date Status
F1 — Mortgage Chess Move (format) No numbers beyond facts library pending
F2 — Can This Deal Close? (format) Synthetic-only label mandatory pending
F3 — Southland Payment Watch GATED — approve the entire system first: approved-assumptions block, full Reg Z disclosures, per-episode written sign-off, archive. Franchise does not run until this system exists pending
F4 — Realtor Rescue Minute (format) pending
F5 — First-Home Finance Lab (format) IHDA non-participation note wherever IHDA appears pending
F6 — Investor File Lab (format) Every named product must be menu-confirmed first pending
F7 — Behind the File (format) No borrower info, no performance claims pending
Cornerstone asset 1 — condo triage (post-change framing) Per-piece approval pending
Cornerstone asset 2 — DPA stack guide Per-piece; names IHDA competitors deliberately pending
Cornerstone asset 3 — Cook-vs-Will tax math Per-piece; requires F3-style approved payment assumptions pending
Lab brand name ("Southland First-Home Lab") Or fallback unbranded pending

3. Disclosures, identity, and infrastructure

Item Notes Approver Date Status
Standard disclosure block, per medium [MITCHELL_NMLS] + Ready NMLS 1100518 + nmlsconsumeraccess.org + Equal Housing + IL disclosures (1050.940) — email, web, PDF, video, print variants pending
Scenario-brief footer/disclaimer block (09 §2.4) "Not an approval/commitment" wording — sign-off item 1 pending
Terms-free forwardable summary rule (09 §2.3 step 4) Confirm the rule as written pending
Email signature pending
LinkedIn/social bio pending
Landing-page copy (pre-Prompt-2 draft) pending
Lead-form spec (intake form + no-sensitive-data rule, 09 §2.2) GLBA firewall wording printed on the form pending
The flyer rule + the generic one-pagers (condo checklist, DPA sheet, payment-anatomy explainer) Own-brand, own-services only; payment-anatomy version has NO figures until F3 system exists pending
Suppression-list procedure Same-day, all-channel, 5-yr retention; entity-specific DNC policy in writing pending
DNC scrub policy / SAN coverage Or the documented no-SAN fallback channel plan pending
AI SOP + Never-Automate List (file 19) Includes redaction gate step 1.5 pending
SLA public wording (v0) (09 §2.5) v1 wording approved separately, held until capability verified pending
Sample briefs (2–3 synthetic) used as outreach attachments These are ad-like items: full disclosure block + synthetic label pending
Workshop invite + slide kit + signup sheet (E2) Opt-in checkboxes; venue paid per policy pending
Testimonial/review-request wording (for month 3+) pending

Standing rules: (1) Any edit to an approved item voids the approval — resubmit. (2) Repurposed cuts (18 §5) re-pass disclosure checks per surface. (3) This checklist is the artifact Prompt 2 checks before building anything public-facing: rejected/pending items get built as drafts marked NOT APPROVED or not at all.

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